Uruguay - Pensions and Benefits

If you have lived or worked in Uruguay and in Canada, or you are the survivor of someone who has lived or worked in Uruguay and in Canada, you may be eligible for pensions or benefits from Uruguay or Canada, or both.

The Agreement on Social Security between Canada and Uruguay came into force on January 1, 2002.

What benefits are available?

If you contributed to both the Canada Pension Plan and the Uruguayan pension program, or if you lived in Canada and Uruguay, this agreement may help you qualify for:

  • Canadian old age and disability benefits
  • Uruguayan old age and disability benefits.

If you are the widow, widower or child of a person who contributed to the pension programs of both countries, this agreement may help you qualify for:

  • Canadian survivor benefits
  • Uruguayan survivor benefits.

You may qualify for a Canadian or a Uruguayan benefit, or both. However, under the Agreement, the benefit paid by each country will be based solely on your creditable periods under that country's pension program. In other words, Canada will pay a benefit amount reflecting the portion of your periods that are creditable under Canada's pension program, and Uruguay will pay a benefit amount reflecting the portion of your creditable periods under Uruguay's pension program.

Am I eligible to receive a benefit?

Canadian benefits

The Canadian pension programs included in the Convention are the Canada Pension Plan (CPP) and the Old Age Security (OAS) program.

If you do not qualify for a Canada Pension Plan benefit based on your contributions to the CPP, Canada will consider your periods credited under the Uruguayan pension program after the age of 18 as periods of contribution to the Canada Pension Plan.

If you do not qualify for an Old Age Security pension based on your years of residence in Canada, Canada will consider periods credited under the pension program of Uruguay as periods of residence in Canada.

Note: Quebec Pension Plan (QPP) contributors

The Government of Canada’s international social security agreements cover Old Age Security and Canada Pension Plan benefits only. If you contribute or have contributed to the QPP but not to the CPP, please consult the Quebec Pension Plan.

Uruguayan benefits

The Uruguayan pension program consists of the Intergenerational Solidarity Retirement Plan, which is funded on a pay-as-you-go basis. The program is complemented by the Mandatory Individual Retirement Savings Plan, which is based on individual funding.

To qualify for a benefit under the Uruguayan pension program, you normally must have contributed to the program for a minimum number of years. If you have not contributed to the program for the minimum period, under the Agreement, Uruguay will consider periods of contribution to the Canada Pension Plan and periods of residence in Canada after the age of 18 as periods credited under the Uruguayan pension program.

How do I apply?

Print and complete one of the following application forms:

If you live in Canada

If you live in Canada and want to apply for Canadian benefits, see Pensions in Canada.

If you live in Canada and want to apply for Uruguayan benefits:

Attach any necessary supporting documents, and return the application form to a Service Canada Centre, or mail it to:

International Operations
Service Canada
Ottawa ON  K1A 0L4
CANADA

If you live in Uruguay

If you live in Uruguay and want to apply for Canadian benefits:

There is currently no special form developed for persons who want to apply for Canadian benefits only under the social security agreement with Uruguay. Please see Pensions in Canada for OAS and CPP application forms.

Attach any necessary supporting documents, and return the application form to a social security office in Uruguay, or mail it to:

International Operations
Service Canada
Ottawa ON  K1A 0L4
CANADA

Uruguay's Social Security Website

Resources

Note: The Agreement

This page contains general information on the Agreement on Social Security between Canada and Uruguay and may not describe all the provisions that apply to your situation. If you have any questions, please contact us. In the case of a discrepancy between this page and the Agreement, the wording and provisions of the Agreement prevail.