Spain - Pensions and Benefits

If you have lived or worked in Spain and in Canada, or you are the survivor of someone who has lived or worked in Spain and in Canada, you may be eligible for pensions or benefits from Spain or Canada, or both.

The Convention on Social Security between Canada and Spain came into force on January 1, 1988. A protocol came into force on May 1, 1997.

What benefits are available?

If you contributed to both the Canada Pension Plan and the Spanish pension program, or if you lived in Canada and Spain, this convention may help you qualify for:

  • Canadian old age and disability benefits
  • Spanish old age and disability benefits.

If you are the widow, widower or child of a person who contributed to the pension programs of both countries, this convention may help you qualify for:

  • Canadian survivor benefits
  • Spanish survivor benefits.

You may qualify for a Canadian or a Spanish benefit, or both. However, under the Convention, the benefit paid by each country will be based solely on your creditable periods under that country’s pension program. In other words, Canada will pay a benefit amount reflecting the portion of your periods that are creditable under Canada's pension program, and Spain will pay a benefit amount reflecting the portion of your creditable periods under Spain's pension program.

Am I eligible to receive a benefit?

Canadian benefits

The Canadian pension programs included in the Convention are the Canada Pension Plan (CPP) and the Old Age Security (OAS) program.

If you do not qualify for a Canada Pension Plan benefit based on your contributions to the CPP, Canada will consider your periods of insurance under the Spanish pension program as periods of contribution to the Canada Pension Plan.

If you do not qualify for an Old Age Security pension based on your years of residence in Canada, Canada will consider periods during which you resided in Spain after the age of 18 as periods of residence in Canada.

Note: Quebec Pension Plan (QPP) contributors

The Government of Canada’s international social security agreements cover Old Age Security and Canada Pension Plan benefits only. If you contribute or have contributed to the QPP but not to the CPP, please consult the Quebec Pension Plan.

Spanish benefits

The Spanish pension program is similar to the Canada Pension Plan and covers most employed and self-employed persons in Spain.

To qualify for a benefit under the Spanish pension program, you normally must have contributed to the program for a minimum period.

If you have not contributed to the program for the minimum period, under the Convention, Spain will consider periods of contribution to the Canada Pension Plan and periods of residence in Canada after the age of 18 as credited periods under the pension program of Spain.

How do I apply?

Print and complete one of the following application forms:

If you live in Canada

If you live in Canada and want to apply for Canadian benefits, see Pensions in Canada.

If you live in Canada and want to apply for Spanish benefits:

Attach any necessary supporting documents, and return the application form to a Service Canada Centre, or mail it to:

International Operations
Service Canada
Ottawa ON  K1A 0L4
CANADA

If you live in Spain

If you live in Spain and want to apply for Canadian benefits:

There is currently no special form developed for persons who want to apply for Canadian benefits only under the Convention on Social Security between Canada and Spain. Please see Pensions in Canada for OAS and CPP application forms.

Attach any necessary supporting documents, and return the application form to a social security office in Spain, or mail it to:

International Operations
Service Canada
Ottawa ON  K1A 0L4
CANADA

Spain’s Social Security Website

Resources

Note: The Agreement

This page contains general information on the Convention on Social Security between Canada and Spain and may not describe all the provisions that apply to your situation. If you have any questions, please contact us. In the case of a discrepancy between this page and the Agreement, the wording and provisions of the Agreement will prevail.