Luxembourg - Pensions and Benefits

If you have lived or worked in Luxembourg and in Canada, or you are the survivor of someone who has lived or worked in Luxembourg and in Canada, you may be eligible for pensions or benefits from Luxembourg or Canada, or both.

The Convention on Social Security between Canada and Luxembourg came into force on April 1, 1990. A protocol came into force on January 1, 1994.

What benefits are available?

If you contributed to both the Canada Pension Plan and the Luxembourg pension program, or if you lived in Canada and Luxembourg, this agreement may help you qualify for:

  • Canadian old age and disability benefits
  • Luxembourg old age and disability benefits.

If you are the widow, widower or child of a person who contributed to the pension programs of both countries, this agreement may help you qualify for:

  • Canadian survivor benefits
  • Luxembourg survivor benefits.

You may qualify for a Canadian or a Luxembourg benefit, or both. However, under the Convention, the benefit paid by each country will be based solely on your creditable periods under that country’s pension program. In other words, Canada will pay a benefit amount reflecting the portion of your periods that are creditable under Canada's pension program, and Luxembourg will pay a benefit amount reflecting the portion of your creditable periods under Luxembourg's pension program.

Am I eligible to receive a benefit?

Canadian benefits

The Canadian pension programs included in the Convention are the Canada Pension Plan (CPP) and the Old Age Security (OAS) program.

If you do not qualify for a Canada Pension Plan benefit based on your contributions to the CPP, Canada will consider your periods of contribution to the Luxembourg pension program as periods of contribution to the Canada Pension Plan.

If you do not qualify for an Old Age Security pension based on your years of residence in Canada, Canada will consider periods during which you resided in Luxembourg after the age of 18 as periods of residence in Canada.

Note: Quebec Pension Plan (QPP) contributors

The Government of Canada’s international social security agreements cover Old Age Security and Canada Pension Plan benefits only. If you contribute or have contributed to the QPP but not to the CPP, please consult the Quebec Pension Plan.

Luxembourg benefits

The Luxembourg pension program is similar to the Canada Pension Plan and covers most employed and self-employed persons in Luxembourg. To qualify for a benefit under the Luxembourg pension program, you normally must have contributed to the program for a minimum period of time.

If you have not contributed to the program for the minimum period, to qualify under the Convention, Luxembourg will consider periods of contribution to the Canada Pension Plan and periods of residence in Canada after the age of 18 as credited periods under the Luxembourg pension program.

If you are a Canadian citizen, under the Convention you can receive a Luxembourg benefit while residing in Canada.

How do I apply?

Print and complete one of the following application forms:

If you live in Canada

If you live in Canada and want to apply for Canadian benefits, see Pensions in Canada.

If you live in Canada and want to apply for Luxembourg benefits:

Attach any necessary supporting documents, and return the application form to a Service Canada Centre, or mail it to:

International Operations
Service Canada
Ottawa ON  K1A 0L4
CANADA

If you live in Luxembourg

If you live in Luxembourg and want to apply for Canadian benefits:

Attach any necessary supporting documents, and return the application form to a social security office in Luxembourg, or mail it to:

International Operations
Service Canada
Ottawa ON  K1A 0L4
CANADA

Luxembourg’s Social Security Website

Resources

Note: The Convention

This page contains general information on the Convention on Social Security between Canada and Luxembourg and may not describe all the provisions that apply to your situation. If you have any questions, please contact us. In the case of a discrepancy between this page and the Convention, the wording and provisions of the Convention will prevail.