Barbados - Pensions and Benefits

If you have lived or worked in Barbados and in Canada, or you are the survivor of someone who has lived or worked in Barbados and in Canada, you may be eligible for pensions or benefits from Barbados or Canada, or both.

The Agreement on Social Security between Canada and Barbados came into force on January 1, 1986.

What benefits are available?

If you contributed to both the Canada Pension Plan and the Barbadian pension program, or if you lived in Canada and Barbados, this agreement may help you qualify for:

  • Canadian old age and disability benefits
  • Barbadian old age and disability benefits.

If you are the widow, widower or child of a person who contributed to the pension programs of both countries, this agreement may help you qualify for:

  • Canadian survivor benefits
  • Barbadian survivor benefits.

You may qualify for a Canadian or a Barbadian benefit, or both. However, under the Agreement, the benefit paid by each country will be based solely on your creditable periods under that country’s pension program. In other words, Canada will pay a benefit amount reflecting the portion of your periods that are creditable under Canada's pension program, and Barbados will pay a benefit amount reflecting the portion of your creditable periods under Barbados's pension program.

Am I eligible to receive a benefit?

Canadian benefits

The Canadian pension programs included in the Agreement are the Canada Pension Plan (CPP) and the Old Age Security (OAS) program.

If you do not qualify for a Canada Pension Plan benefit based on your contributions to the CPP, Canada will consider periods of contribution to the pension program of Barbados as periods of contribution to the Canada Pension Plan.

If you do not qualify for an Old Age Security pension because you have not lived in Canada for the minimum number of years, Canada will consider periods of contribution to the pension program of Barbados after the age of 18 as periods of residence in Canada.

Note: Quebec Pension Plan (QPP) contributors

The Government of Canada’s international social security agreements cover Old Age Security and Canada Pension Plan benefits only. If you contribute or have contributed to the QPP but not to the CPP, please consult the Quebec Pension Plan.

Barbadian benefits

The pension program of Barbados is similar to the Canada Pension Plan and covers most employed and self-employed persons in Barbados.

To qualify for a benefit under the pension program of Barbados, you normally must have contributed to the program for a minimum number of weeks. If you have not contributed to the program for the minimum period, Barbados will consider periods of contribution to the Canada Pension Plan as periods of contribution to the pension program of Barbados.

How do I apply?

Print and complete one of the following application forms:

If you live in Canada

If you live in Canada and want to apply for Canadian benefits, see Pensions in Canada.

If you live in Canada and want to apply for Barbadian benefits:

Attach any necessary supporting documents, and return the application form to a Service Canada Centre, or mail it to:

International Operations
Service Canada
Ottawa ON  K1A 0L4
CANADA

If you live in Barbados

If you live in Barbados and want to apply for Canadian benefits:

Attach any necessary supporting documents, and return the application form to a social security office in Barbados, or mail it to:

International Operations
Service Canada
Ottawa ON  K1A 0L4
CANADA

Barbados's Social Security Website

Resources

Note: The Agreement

This page contains general information on the Agreement on Social Security between Canada and Barbados and may not describe all the provisions that apply to your situation. If you have any questions, please contact us. In the case of a discrepancy between this page and the Agreement, the wording and provisions of the Agreement will prevail.