Income Security Programs Information Card
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October to December 2011
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Catalogue No.: ISPB-258-10-11E
Table of Contents
- Canada Pension Plan and Quebec Pension Plan
- Disability and Survivor Rates
- Calculation of CPP Maximum Monthly Rates For New Benefits
- Old Age Security
- OAS forecasted expenditures, 2011-12 (in millions)
- Other CPP/QPP figures
- CPP/QPP forecasted expenditures, 2011-12 (millions)
| Type of benefit | New benefits Maximum amount 2011 |
Number of benefits June 2011 |
Amounts paid June 2011 |
|||
|---|---|---|---|---|---|---|
| CPP | QPP | CPP | QPP | CPP (in millions) |
QPP (in millions) |
|
| Retirement (at age 65) | $960.00 | $960.00 | 3,972,054 | 1,444,225 | $2,025.5 | $661.5 |
| Disability | $1,153.37 | $1,153.34 | 325,693 | 70,550 | $267.4 | $62.3 |
| Survivor – younger than 65 |
$529.09 | (see Note 1) | 240,253 | 77,627 | $88.5 | $49.2 |
| Survivor – 65 and older | $576.00 | $576.00 | 800,714 | 275,548 | $240.4 | $82.7 |
| Total - Survivor benefits | 1,040,967 | 353,175 | $328.9 | $131.9 | ||
| Children of disabled contributor |
$218.50 | $69.38 | 89,909 | 7,713 | $19.7 | $0.6 |
| Children of deceased contributor |
$218.50 | $69.38 | 77,547 | 15,731 | $16.9 | $1.1 |
| Death (maximum one-time payment) | $2,500.00 | $2,500.00 | 12,203 | 3,545 | $27.6 | $8.6 |
| Total CPP/QPP benefits | 5,518,373 | 1,894,939 | $2,686.0 | $866.0 | ||
| Combined benefits | ||||||
Survivor/retirement
(retirement at 65) |
$960.00 | $960.00 | 712,275 | 222,909 | $517.8 | $146.3 |
Survivor/disability
|
$1,153.37 | Not applicable | 14,701 | 2,529 | $14.0 | $2.7 |
| Total - Combined benefits | 726,976 | 225,438 | $531.8 | $149.0 | ||
| Flat rate | Earnings-related portion |
Total | |
|---|---|---|---|
| CPP disability benefit | $433.37 | $720.00 | $1,153.37 |
| CPP survivor benefit – younger than 65 | $169.09 | $360.00 | $529.09 |
| QPP disability benefit | $433.34 | $720.00 | $1,153.34 |
| Note 1: Details of QPP benefits | |||
| QPP survivor benefit – younger than 45 | |||
| Not disabled, no child | $110.98 | $360.00 | $470.98 |
| Not disabled, with child | $402.35 | $360.00 | $762.35 |
| Disabled | $433.34 | $360.00 | $793.34 |
| QPP survivors - aged 45 to 64 | $433.34 | $360.00 | $793.34 |
Calculation of CPP maximum monthly rates for new benefits
Retirement:
25% of 1/12 of the average year's maximum pensionable earnings (YMPE) for the last five years
Disability:
(retirement x 0.75) + flat rate ($433.37)
Survivors:
- younger than 65: (retirement x 0.375) + flat rate ($169.09)
- 65 and older: retirement x 0.60
Please note that, as of January 2012, this publication will be available ONLY online at www.servicecanada.gc.ca.
| Type of benefit | October to December 2011 | June 2011 | |||
|---|---|---|---|---|---|
| Maximum amount Footnote 1 |
Income level cut-off Footnote 2a |
Income level cut-off for top-ups Footnote 2b |
Number of benefits |
Amount paid (in millions) |
|
| Old Age Security pension Footnote 3 | $537.97 | Not applicable | 4,866,237 | $2,424.5 | |
| Guaranteed Income Supplement (GIS) | |||||
| Single | $729.44 | $16,320 | $4,448 | 1,015,458 | $460.4 |
Spouse/common-law partner of someone who: |
|||||
does not receive an OAS pension |
$729.44 | $39,120 | $8,896 | 88,681 | $37.7 |
receives an OAS pension |
$483.68 | $21,552 | $7,456 | 537,538 | $151.4 |
is an Allowance recipient |
$483.68 | $39,120 Footnote 4 | $7,456 | 63,545 | $23.8 |
| Total - GIS | 1,705,222 | $673.3 | |||
| Allowance | $1,021.65 | $30,192 | $7,456 | 63,545 | $24.6 |
| Allowance for the Survivor | $1,143.78 | $21,984 | $4,448 | 28,957 | $17.2 |
| Total - Allowance and Allowance for the Survivor | 92,502 | $41.8 | |||
| OAS | GIS | Allowance | Total |
|---|---|---|---|
| $30,018 | $8,594 | $574 | $39,186 |
| CPP | QPP | |
|---|---|---|
| Year's maximum pensionable earnings (YMPE) (2011) |
$48,300.00 | $48,300.00 |
| Year's basic exemption (2011) | $3,500.00 | $3,500.00 |
| Employee/employer maximum contribution (4.95%) |
$2,217.60 | $2,217.60 |
| Self-employed maximum contribution (9.9%) |
$4,435.20 | $4,435.20 |
| Account balance (March 2011) | $151.833 billion | $34.382 billion |
| Contributions (2010-11) | $37.241 billion | $10.126 billion |
| Number of contributors (2008) | 12.7 million | 3.8 million |
| Indexation rate (January 2011) | 1.7% | 1.7% |
| CPP | QPP |
|---|---|
| $33,450 | $10,912 |
Footnotes
- Footnote 1
-
The maximum amount includes the new top-ups for the GIS and the Allowances effective July 1, 2011. More information is available on the Service Canada Web site at www.servicecanada.gc.ca/seniors.
- This footnote applies to footnote references 2a, 2b.
-
The income level cut-offs do not include the OAS pension and the first $3,500 of employment income.
- Footnote 3
-
The OAS pension repayment range in 2011 is from $67,668 to $110,123.
- Footnote 4
-
The Allowance stops being paid at $30,192, while the GIS stops being paid at $39,120.