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A Reference Guide - Old Age Security and Canada Pension Plan
Combining CPP Benefits
If a person receives a disability benefit or a retirement pension and is eligible for a survivor's pension as well, he or she is entitled to a combined benefit. The CPP will combine the benefits into one monthly payment. There are, however, limits to the amount that can be paid; the new amount will not equal the total of both benefits.
- The most that can be paid to a person eligible for both the disability benefit and the survivor's pension is the maximum disability benefit for the year that the second benefit becomes payable. In 2008, the maximum CPP disability benefit is $1,077.52.
- The most that can be paid to a person 65 or over who is eligible for both the retirement pension and the survivor's pension is the maximum retirement benefit for the year that the second pension becomes payable. In 2008, the maximum retirement pension is $884.58.
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