Service Canada
Symbol of the Government of Canada

Old Age Security (OAS) Payment Rates

July – September 2010

The following chart shows the maximum and average monthly rates for Old Age Security (OAS), Guaranteed Income Supplement and the Allowance, as well as the maximum annual income to be eligible for these benefits.

For detailed monthly rates, please refer to the Tables of Rates for Old Age Security, Guaranteed Income Supplement and the Allowance.

Old Age Security benefit rates are reviewed in January, April, July and October to reflect increases in the cost of living as measured by the Consumer Price Index.

The term "spouse" includes a common-law partner.

Pensioners are not eligible for benefits if their income, or the combined income of them and their spouse, is more than the maximum income shown on the chart.

Old Age Security Benefit Payment Rates
July – September 2010
Type of Benefit Recipient Average Monthly Benefit
(March 2010)
Maximum Monthly Benefit Maximum Annual Income
Old Age Security Pension All recipients $489.12 $518.51 See note
Guaranteed Income Supplement  Single person $446.46 $654.47 $15,720
Spouse of pensioner $279.58 $432.19 $20,784
Spouse of non-pensioner $435.66 $654.47 $37,680
Spouse of Allowance recipient $371.92 $432.19 $37,680*
Allowance All recipients $387.68 $950.70 $29,088
Allowance for the survivor All recipients $600.81 $1,053.83 $21,168

* For Spouse of Allowance recipient, the Allowance stops being paid at $29,088 while the GIS stops being paid at $37,680.

If you are a pensioner but do not receive the maximum OAS pension you should contact us to receive accurate information about your benefits.

Note - Pensioners with an individual net income above $66,733 must repay part or all of the maximum Old Age Security pension amount. The repayment amounts are normally deducted from their monthly payments before they are issued. The full OAS pension is eliminated when a pensioner's net income is $108,152 or above.

More information: