Protection for a family when a CPP contributor dies
When Raj was 14 years old, his father died. His mother applied for and received a monthly survivors benefit and children's benefit for Raj.
When he was 18, his mother stopped getting the child's portion in her monthly payment. She called the CPP office to find out why. She was told that the children’s benefit stops when they are 18 unless still in school full-time.
Raj was sent an application form and a school attendance form. He completed both forms and had the school principal complete a section of the school attendance form confirming that he was in school full-time. He then returned both forms to CPP.
In a couple of months, he got a payment of almost $175 for each month since his 18th birthday. He chose to have these payments deposited directly into his bank account because he wasn’t certain when he would find the time to get to a bank each month.
Raj now knows that the child's benefit will be increased in January if the cost of living goes up and that he will continue to get this payment each month until he is 25 if he stays in school. He also knows that he’ll have to confirm his school attendance every year by having an official at his university complete the school attendance form.
Case study summary - Children’s benefits
- 1996 - Raj's father dies
- 1996 - Raj's mother applies for child's benefit on his behalf
- 2000 - Raj has his 18th birthday
- 2000 - Raj applies for CPP child's benefit on his own behalf
- 2007 - Raj will receive a monthly benefit until he turns 25 if he is still in university