Changes to the Canada Pension Plan (CPP)

What you need to know if you are:

• 60-65 years and receiving CPP retirement pension
• At least 65 years and receiving CPP retirement pension
• An employer
• A self-employed person
• Under 65 years and still contributing to CPP
• At least 65 years and still contributing to CPP
• Providing retirement advice

You will not be affected by these changes if you started receiving a CPP retirement pension before December 31, 2010, and you remain out of the work force.

The CPP operates throughout Canada, except in Quebec, where the Quebec Pension Plan (QPP) provides benefits. These changes do not apply to the QPP. For information about the QPP, visit the QPP Web site.

Tools and resources

• Factsheet: Changes to Canada Pension Plan
• Canadian Retirement Income Calculator
• Retirement Planning
• Recent changes and your retirement plans
• Post-Retirement Estimation Table