Mortgage Loan Insurance

The Mortgage Loan Insurance program provides insurance on loans granted by approved lenders for the purchase, construction, renovation, or refinancing of single-family homes or multiple rental housing. The program also grants a 10% refund on its mortgage loan insurance premium when a borrower buys or builds an energy-efficient home or makes energy-saving renovations to an existing home.

Delivered by: Canada Mortgage and Housing Corporation (CMHC)

Financial Information

  • Application fees and insurance premiums apply. Contact the program for more information.

Contact Information

  • General Inquiries: 1-888-463-6454
  • TTY: 1-888-841-4975

Related Information

  • Applications are assessed individually by considering factors such as the applicant’s credit history and debt level, current market conditions and property values. Further information is offered through lenders and through the Mortgage Loan Insurance Web site.