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Canada Education Savings Grant (CESG)
The Canada Education Savings Grant (CESG) provides grants to Registered Education Savings Plan (RESP) contributors until the beneficiaries reach the age of 17.
Delivered by: Human Resources and Skills Development Canada (HRSDC)
Eligibility Information
Who can get the grant?
- All children up to age 17 are eligible, as long as they are Canadian residents and an RESP has been opened for them.
- Special rules apply if your child is between the ages of 15 and 17. See Special Rules for Children Aged 15 to 17.
Application Information
- Information on RESPs and CESG application procedures is available from banks, mutual fund and brokerage companies, insurance and trust companies, companies and foundations that specialize in education savings plans, and other financial institutions.
Financial Information
On the first $500 you save every year in your child's Registered Education Savings Plan (RESP), the Canada Education Savings Grant will give you:
- up to $200, if your net family income is $39,065 or less
- up to $150, if your net family income is between $39,065 and $78,130, or
- up to $100, if your net family income is more than $78,130.
When you save more than $500 annually, the Canada Education Savings Grant could add up to $400 on the next $2,000.
Please note that the family income amounts are updated every year.
The maximum amount of grant per child is $7,200.
Your child can use the money for full-time or part-time studies in an apprenticeship program, CEGEP, trade school, college or university.
Contact Information
- General Inquiries: 1-888-276-3624
- TTY: 1-866-260-7723
Related Information
- The Government of Alberta provides its own incentive for all children born to or adopted by Alberta residents in 2005 or later.
