What you should know...
Your rights
Your responsibilities when requesting regular benefits, including fishing benefits
Your responsibilities when requesting maternity and parental
Your responsibilities when requesting sickness benefits
Your responsibilities when requesting compassionate care benefits
Other important information
Our responsibilities to you...
The right to receive benefits involves a shared responsibility between you and Service Canada. Your responsibilities are determined according to the type of benefits you are requesting: regular benefits, including fishing benefits,maternity or parental, sickness or compassionate care benefits.
Delayed benefit payments
Your EI payments may be delayed if, for example, you receive vacation or severance pay. If your payments are delayed, we will notify you in writing.
Waiting period
Usually, there is a two-week waiting period at the start of your claim, during which we do not pay any benefits. There are, however, certain circumstances under which we can waive or delay the waiting period—for example, when you share parental benefits with your spouse or common-law partner, or when you share compassionate care benefits with other eligible family members.
Reports
If you have chosen not to complete biweekly reports while claiming maternity, parental, compassionate care, or training benefits as an apprentice, and you worked or had earnings, you must contact Service Canada to report the work and earnings.
Apprentices
To be eligible for EI training benefits as an apprentice, you must be taking courses in an apprenticeship program to which the EI Commission has referred you, and you must have stopped working to attend the course.
Absence from the country
Usually, you are not eligible to receive EI benefits if you are away from Canada. Therefore, you must always let us know whenever you are temporarily outside Canada. However, there are times you may be eligible to receive EI benefits during that absence. For example, you may be eligible to receive sickness benefits if you are in the United States receiving medical treatment that is not readily or immediately available in Canada. If you live permanently in the United States, you can receive regular, maternity, parental, or compassionate care benefits, as long as you meet the requirements. You may also file a claim for maternity, parental, or compassionate care benefits if you reside outside Canada or the United States and you are covered by Canada’s EI program.
False or misleading statements
If you knowingly withhold information or make a false or misleading statement that results in your receiving more benefits than you were entitled to receive, you may be subject to severe monetary penalties or prosecution. However, if you notify us of your actions before we begin an investigation, we may waive the penalties or prosecution.
Interest
Please note that we charge interest on any debts you incur as a result of misrepresentation. We calculate interest on overdue debts daily, and we compound it monthly on the amount owing, at the average Bank of Canada rate plus three percent. Interest begins to accrue from the date we notify you about the amount owing.
Money owing
If you owe any money to the Employment Insurance program or to the Canada Revenue Agency, or if the Department of Justice is garnisheeing your wages for unpaid family support, we may have to directly deduct these amounts from your EI benefits. To make repayment arrangements, please call the number on your notice of overpayment.